Unless you are disciplined with your finances and the kind of person who will pay the full amount due on your credit card, don’t opt for one. If you have managed to achieve some financial discipline and want to use the various benefits, keep in mind a few things while selecting your credit card.
Before picking a credit card, do remember that having multiple credit cards is not suitable for anybody. At most, you should have two credit cards. But even that’s too much if you are not financially disciplined.
A credit card can help you ...
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