EPFO announced EPF Interest Rate FY 2021-22. Let us see the historical EPF interest rates from 1952-53 to 2021-22.
EPF forms one of the most important parts of anyone’s retirement portfolio. It is also one of the attractive debt instruments as its fixed, safe, and tax-free return at retirement. Hence, many try to invest more along with the default option of EPF in the form of VPF.
Before proceeding further, first, let us understand how your EPF contribution is divided. I have written a detailed post in this regard earlier (Employee Provident Fund (EPF)-Changed rules from 1st Sept 2014“. However, I will again show you in detail about your and your employer’s EPF contribution being split.
Note:- Now the EDLI is raised from earlier Rs.3 lakh to Rs.7 Lakh (EDLI Scheme 2021 – EPF Life Insurance of Rs. 7 Lakh).
EPF Interest Rate FY 2021-22 – Historical EPF rates 1952 to 2022
EPF Interest Rate for FY 2021-22 is decreased from existing 8.5% to 8.1%….