Nowadays it is common to have multiple health insurance policies. In such situation, how to claim medical expenses from multiple insurance policies?
Medical expenses are skyrocketing, and many people wisely opt for multiple health insurance policies to ensure better financial protection. But when it comes to making claims, things can get confusing. How do you claim from two policies? Which insurer should you approach first? Will both insurers pay your bills?
If you’ve ever had these questions, this guide will break down everything in a simple and practical way, with real-life examples to help you understand how to maximize your benefits.
Why Do People Have Multiple Health Insurance Policies?
There are many reasons why people hold more than one health insurance policy:
- Employer-Provided Insurance + Personal Insurance
- Many salaried individuals have a group health policy from their employer but also buy a separate personal policy for better…
