There are several renowned universities in the world offering good opportunities for students in India. Parents wish for the safety and wellbeing of their children. Therefore, they should consider opting for travel insurance to secure their children against emergencies during the stay abroad. One can get a student travel insurance plan which is a travel cover designed especially for aspiring students looking to study overseas.
Young professionals think about expanding their skills and knowledge and looking for pursuing new courses overseas. A student travel insurance plan is a must for them as well to get financial protection. Let us discuss the numerous reasons why anyone looking to study abroad requires a student travel cover.
Mandatory requirement
Mostly, it is a mandatory requirement for students to get a travel medical insurance policy before enrolment in foreign universities. Hence, one should check the requirements before travelling abroad.
Medical Emergencies
It is wise always to consider the chances of medical emergencies when planning any trip. The healthcare services in countries overseas are expensive. So, if you face a hospitalization due to illness or injury, it can be extremely inconvenient as you may have to spend thousands of dollars from the pocket. Thus, travel insurance for students is helpful as it covers in-patient and out-patient expenses, accidental injuries, and medical evacuation.
Loss of Baggage and Passport
Sometimes, travel inconveniences like baggage loss or passport may create financial difficulties during a trip. Opting for a student travel insurance plan will save individuals against such risks. It will cover losses or expenses incurred due to loss of documents like passport and international driving license and loss of checked-in baggage.
Trip delays
If the scheduled trip is delayed owing to unavoidable circumstances like earthquake, storm, etc., one may incur additional expenses. Hence, a travel policy is beneficial in such situations as it provides coverage to the insured and prevents them from facing any financial stress.
Personal Liability
The student travel cover provides the policyholder with required protection against legal liability for damages for accidental injuries or property damages to a third party.
Additional Benefits
The policyholder can get optional covers for self-inflicted injuries, maternity and newborn cover, adventure sports injury, and pre-existing diseases in life-threatening conditions. One can choose such optional covers based on their needs.
Conclusion
Getting adequate travel cover is necessary when going abroad as your domestic medical insurance will not be helpful. Given the various benefits offered by student travel insurance, opting for one is a must if you plan to pursue education abroad. When selecting a travel cover, it is essential to compare different travel policies and compare their benefits to choose the right option. It is easier to get this travel cover online as many insurance companies now provide travel plans through their online portals.
Care Insurance is a reliable insurer that provides customised student travel plans online with different geographical coverage. Moreover, the plans come with wide-ranging sum insured options and various optional benefits at an affordable premium. One can choose a suitable policy tenure, depending on the duration of the course.
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