When creating a family, a person is assigned a sufficient number of responsibilities, including maintaining the family budget. In order to avoid unpleasant situations, such as pledging things to a pawnshop, borrowing money from friends / relatives, bank loans, etc., you need to rationally use family money and learn how to save. Savings is not synonymous with infringement. This does not mean at all that the family will walk around in darned things, eat bread and water, get to work on the other side of the city on foot, deny themselves entertainment, and so on. Behind this lies the optimization of spending. The amount of money spent is directly proportional to the amount of money earned. That is, the more money a family has, the more desires it has to spend it wherever it pleases.
And then the question arises: is it worth spending all the money earned? Not all people have what is called stop signal. “A” can spend all the salary received in one day on things that are not always…